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Umbrellas (Useful Tips)

Whilst all Service Providers are researched by TEAM, Members are urged to conduct their own enquiries or seek independent professional advice prior to making any investment/purchase or commitment as TEAM cannot be held liable for any loss, claim, damages or consequences whether direct or indirect arising out of the use of any services or products supplied.

Particular attention should be paid when Members seek services from businesses providing contractor support, accounting, payroll, umbrella and other related services within the financial arena. Compliance requirements in this area are complex and recent case law has highlighted potential areas of concern for agencies, contractors and end user clients alike. In particular non- compliant salary sacrifice schemes, NMW abuse and inappropriate travel and subsistence schemes. Many such businesses exercising best business practise have sought external independent audits of their compliance with applicable UK legislation and taxation and in certain cases reports on these reviews are made available to Members. TEAM believe the audits conducted by either Saffery Champness or the FCSA (Freelancer and Contractor Services Association) should provide Members with a reasonable level of assurance. Where TEAM are aware of such reviews they are highlighted accordingly against the relevant Service Providers entry in our directory. Additionally a useful guide for Members working with such businesses can be found here:


Use the Membership Directory search to find the appropriate Service Providers.